Representative Member: "Jennifer McGowan"

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free website provided

What is TBAco.com?

It is a full or part-time business opportunity for you.  We provide everything you need to market our products over the Internet, at no cost.    You have a 2 personal websites.  One is a retail site that is a .net site.  The other is an opportunity personal website that is your .com site.  

How much can I earn?

On your .net retail site, you earn $39.95 from the entire book orders received each month from the marketing of your .net site.

If you choose to help others earn retail profit by joining your team, you can earn profit sharing income from the retail marketing by your team.  Your profit sharing income can become substantial.  Please look at the "Opportunity" section of this website, or contact the Independent Representative who contacted you for an overview.   You can also listen to the audio presentation for more information.   You must be qualified by having ordered a minimum of 2 books at a cost of $20 each, monthly.   After you are earning enough income to cover the $20 monthly cost it is automatically deducted from your commissions. 

what is profit sharing income? 

First, be sure to watch the video and/or listen to a conference call to understand how you earn profit sharing income.   You must market a minimum of 2 books ($20 total cost) each month and have personally sponsored 2 representatives who did the same each month.  

            Your profit sharing income starts when you have assisted your 2 personally sponsored representatives to sponsor 2 each, and with your 2 and their 4 you help the 4 personally sponsor 2 each.  Now you have a team with 2 on level one + 4 on level two + and 8 on level 3, with no representative having personally sponsored more than 2 people each.   

At this point, you have earned your first Profit Sharing income of $50.  Each of your Profit Sharing Income thereafter — through infinity (provided your team continues to grow by twos) is earned each time your 2 personally sponsored representatives earn a Profit Sharing check. 

            Note:  You and your 2 personally sponsored representatives must market a minimum of 2 books per month for you to be qualified to earn Profit Sharing income. 

How much is each Profit Sharing income?

 The first 3 are $50 each.  The second 3 are $100 each.  The third 3 are $500 each.  The fourth 3 are $1,000 each.  The fifth 3 are $10,000 each.  Each thereafter are $100,000 each.  

can the cost of my next month's product order be deducted from my income?

 Yes.  Provided you have earned Profit Sharing income that month. 

What if I do not earn a Profit Sharing check, and I do not send a payment of $20 for 2 books to market that month?

 You are taken out of the 2 by matrix that you are a part of, and you will be re-entered in the first available position in that matrix whatever month you re-order.   If your 2 personally sponsored representatives are still active (order $20 in product monthly) you will be qualified to start earning Profit Sharing income again, starting with the first one of $50 when there is a 2-4-8 under your re-entered position. 

when and how am I paid?

TBAco pays all earnings monthly.  You are paid around the 15^th of each month, based on your preceding month's earnings. 

How can I know if I am qualified to earn income?

Go to your .com website [www.yourusername.tbaco.com]   Login using your username and password.    [If we entered you in the system, the password assigned is "1234" until you change it.]      Once you are logged into your "back office" you will see a report that will show your organization.  It will also tell you if you are qualified to earn Profit Sharing income. 

What is meant by an "Independent Contractor"?

You are a professional with your own business.    No employment taxes are withheld by TBAco.     You will be required to sign a copy of the Independent Contractor's Agreement and W9 form, and submit them to TBAco before we can pay your earnings. 

what are the products?

Our flagship products are our best-selling books, Success System for Life© and Get Out of Debt, Repair Your Credit, and Accumulate Wealth© -   both are designed to help anyone achieve their goals.  

how and where do I send my payments?

If you choose to JOIN and BUY A PRODUCT, once we receive your check or money order, you will be assigned a trained leader whose interest is to assist you in reaching whatever level of financial success you choose! Your trainer is serious about the greatest and least expensive business opportunity available today.

Send payments to:
TBA, Inc.
P O Box 28
Trussville, AL 35173
Phone: (205) 661-1952
Fax: (205) 661-1955

You can fax a copy of your completed and signed check to us, which will authorize us to debit your account for the amount shown on the check.

Please put your FULL NAME, and Username, on all checks and correspondence. If sending payments for multiple members, please be sure to include their FULL NAMES and Usernames, as well.

Payments for any particular month are due IN THE OFFICE no later than the last day
of the month. Please allow time for your mail to reach us prior to the end of the month.

what is a tba "team member"?

A TBA Team Member is a person who has joined TBA as an independent business person. All you do is promote your free website. It is free to sign up!  Through word-of-mouth, or with the promotional material we provide, you promote your TBA websites.   You are not required to have a computer or have an Internet connection to earn income.

what is my income potential?

UNLIMITED!